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For our analysis, we use the Bankers Life premium for a year-old who enrolls during the open enrollment period. While each category is meaningful, due to the structure of the standardized plans there is not sufficient variation in the benefit packages to estimate the marginal price for each benefit. A one-unit change in the average risk score, geographic adjustment factor, or Medicare managed care penetration rate represents a very large change, while a one dollar change in real expenditures is a relatively trivial change. In , enrollment increased in all states in , with the exception of Ohio where enrollment declined by 8 percent, in large part to the Ohio Public Employees Retirement System pulling out of the Medicare Advantage group market and ceasing to sponsor a Medicare Advantage plan Table 1. Thus, it was decided to report the OLS coefficients. Share of Enrollees in Medicare Advantage Prescription Drug Plans with Zero Premium, Total and by Plan Type,
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